The Government of Pakistan helps poor families through the Benazir Income Support Program (BISP). Every few months, they give money to people who need it. Right now, they are giving Rs. 13,500 in April 2025. But to get this money, you need to have a “PMT Score” that shows you are poor enough to qualify.
What is the PMT Score and why is it Important?
PMT Score is like a test score that checks how poor your family is. The government looks at many things about your family to give you this score. If your score is low (below 32), it means your family is poor, and you can get money from BISP. If your score is high (above 32), you won’t get the money.
The government checks these things to decide your PMT Score:
- How much money does your family make every month
- If you own a house or rent it
- How much electricity bill ydo ou pay
- How many mobile SIM cards are in your name
- Whether your children go to school or not
- Whether you have a job or not
- If you own a car or motorcycle
Who Will Get the BISP 13500 Payment in April 2025?
The Rs. 13,500 payment is for these people:
- Widows (women whose husbands have died)
- Orphans (children without parents)
- Disabled people
- Transgender people
- Very poor families who earn less than Rs. 30,000 per month
Important Rules to Get This Money:
- Your PMT Score must be less than 32
- You should not have a government job
- You should not have traveled to another country
- You must have completed the NSER survey (a form that asks about your family)
How to Check Your PMT Score for BISP Payment
There are three easy ways to check your PMT Score:
1. Checking Online Through the BISP Website
First, go to the official BISP website. Then, type your CNIC number (without dashes) in the box. You will see some letters or numbers you need to copy (this is called CAPTCHA). After that, click the “Check Score” button. Your PMT Score will appear on the screen. If it shows less than 32, you can get the money!
2. Checking Through SMS (Mobile Message)
Take your mobile phone and write your CNIC number in a message. Send this message to 8171. You will get a reply message showing your PMT Score and whether you can get the payment.
3. Visiting the BISP Office
If you don’t have internet or a mobile, you can go to the nearest BISP office. Show your CNIC card to the officer there. They will check your name on their computer and tell you your PMT Score.
How to Receive Your BISP 13500 Payment
Once you know you qualify, here are ways to get your money:
- Bank Account: If you have a bank account, the money will go directly there.
- ATM Card: BISP gives special ATM cards to take out money from machines.
- JazzCash/EasyPaisa: You can get money on your mobile phone through these apps.
- BISP Payment Shops: There are special shops where you can go with your CNIC to get cash.
Remember to always take your original CNIC when going to collect money. They will also check your thumbprint to make sure it’s you.
What to Do If Your PMT Score Is Too High?
Some people check their score and find it’s above 32, which means they can’t get money. Don’t worry! Here are things you can try:
- Update Your NADRA Records: Sometimes, old information makes your score high. Go to the NADRA office and:
- Remove extra SIM cards registered in your name (keep only 1 or 2)
- If your husband died, show a death certificate to get widow status.
- Correct any wrong information about your income or property.
- Reduce Things That Make You Look Rich:
- Close bank accounts you don’t use
- Don’t show expensive things like cars or big TVs
- Try to use less electricity to lower bills.
- Ask for Re-Check: If your family situation changes (like someone lost a job), you can request BISP to check your family again. Call the BISP helpline at 0800-26477 to ask how.
Common Problems and Solutions
Many people face these issues when trying to get BISP money:
Problem 1: Payment not received even after qualifying
Solution: First, check your status by sending your CNIC to 8171. If it shows approved but no money, visit the BISP office with your CNIC.
Problem 2: CNIC not verified
Solution: Go to the NADRA office to update your CNIC details. Make sure your thumbprint is working properly.
Problem 3: No reply from the 8171 SMS service
Solution: Try again after some time. Make sure you’re using the mobile number that is registered with your CNIC.
Warning About Fraud: Some bad people call and say they are from BISP and ask for money to process your payment. Remember – BISP never asks for money! If someone asks, they are cheating you. Report them to the police or the BISP office.
How New People Can Register for BISP
If you have never received BISP money before but think you qualify, follow these steps:
- Go to the nearest BISP or Ehsaas program office. You can find the address by searching online or asking at your local government office.
- Take these documents with you:
- Your original CNIC
- Proof of income (like salary slip or letter from employer)
- If the widow, the husband’s death certificate
- If disabled, disability certificate
- Fill out the registration form carefully. The officer will ask questions about your family, house, and income. Answer truthfully.
- After applying, wait for 2-4 weeks. You will get an SMS on your phone when approved. Then you can check your PMT Score and payment status.
Important Tips for BISP Beneficiaries
- Check Your Score Regularly: Your PMT Score can change if your family situation changes. Check every 6 months.
- Keep Children in School: BISP gives extra money for children’s education. Make sure your kids go to school regularly to keep getting this help.
- Use Official Channels Only: Only trust information from the official BISP website (bisp.gov.pk) or 8171 SMS. Don’t believe people who say they can “speed up” your money payment.
- Payment Schedule: The Rs. 13,500 payment for April 2025 will start in the first week of April. If you don’t get it immediately, wait a few days and check again.
Conclusion
The BISP money helps many poor families in Pakistan. If you qualify, make sure to check your status and collect your payment on time. Remember these key points:
- PMT Score below 32 = You get money
- Always use official ways to check the status.
- Never pay anyone to get BISP money.
- Keep your family information updated.
If you follow all these steps carefully, you can successfully get the Rs. 13,500 help in April 2025. For any problems, visit your nearest BISP office – they will guide you properly. This money is your right if you qualify, so don’t hesitate to claim it through the correct process.
